deductible (excess)
The portion to be borne by the policyholder in the event of a claim. Common in glass breakage protection: €150 for windshield replacement, often €0 for pure stone chip repair.
Related terms
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Direct billing with the insurance company
The workshop settles the repair costs directly with the insurer – without advance payment, without p...
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no-claims class (SF class)
Discount level in car insurance. Glass breakage damages (stone chips, breaks) do not lead to a highe...
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Partial coverage with glass breakage protection
Insurance component that covers the repair and replacement of vehicle windows. In the case of stone...
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Workshop binding
Policy clause in some comprehensive insurance tariffs: customers are expected to use workshops from...